Looking for a fresh alternative in finance, Welcome brings a surprisingly human approach, offering better returns, real peace of mind with the Government’s Depositor Compensation Scheme and flexible lending too.
We’re excited to announce Welcome Ltd has become the first Non-bank Deposit Taker licensed by the Reserve Bank of New Zealand in nearly a decade.
Stay tuned for updates as we open up opportunities in the third quarter of this year for Kiwis who want to earn better-than-bank term deposit rates or access more flexible mortgage solutions.
We’re not quite ready to launch, but we have lodged our Product Disclosure Statement – which you can read here.
We believe Kiwis deserve better – better returns, personal service, and an alternative that puts people first.
Earn attractive, high-quality returns with interest rates that outperform traditional savings accounts and bank deposits. Choose from a range of fixed rate, secured term deposits that offer regular income or compound for long-term growth.
Licensed by the RBNZ and independently supervised. From 1 July, eligible depositors will be protected under the Depositor Compensation Scheme (DCS) when money is held in DCS-protected accounts.
Proudly Kiwi-owned and operated, our team brings extensive expertise in banking and finance. Your needs are at the heart of everything we do.
Effective 1 July 2025, a safety net for your investment(s).
Funded by deposit takers like Welcome (from quarter three) and administered by Reserve Bank of New Zealand – Te Pūtea Matua, the Depositor Compensation Scheme (DCS) covers you up to $100,000 if your deposit taker fails, when money is held in DCS-protected accounts.
Download the RBNZ DCS explainer brochure
Go to the RBNZ Depositor Compensation Scheme webpage
We’ll spend time understanding you and your goals, delivering better than bank deposit rates and tailored mortgage lending with smarter, swifter solutions.
Better fixed rates for secured term deposits.
Tailored mortgage solutions to meet borrowers’ specific situations and needs. Quick responses from real people.
With some serious governance and leadership experience in finance and banking, you can be assured our team have all bases covered.
Tracey Jones is an accomplished independent non-executive director with over 25 years of boardroom experience across financial services, technology, investment, property, and consumer sectors.
She currently chairs Nikko Asset Management NZ and holds directorships at Stride Property Group, Partners Life Ltd, and others.
With a strong focus on compliance and enhancing customer outcomes, she brings a wealth of expertise to her governance roles.
With more than 30 years of financial services and non-bank lending experience, Anton brings a wealth of knowledge to Welcome.
Following an extensive career in senior executive roles with a prominent international Investment Bank, Anton returned to New Zealand in 2017. He then took up a role as CEO of an FMA-licenced fund manager and non-bank lender and a position as non-executive director of an RBNZ licensed Non-bank Deposit Taker.
Anton is currently a Trustee of the IHC Foundation, and a member of the NZ Institute of Directors.
Sarah is a Financial Services professional with over 30 years’ experience, 15 of which have been in executive roles.
With extensive experience in business development, digital transformation, strategic development and risk management, Sarah is focussed on delivering great customer outcomes.
Currently a Director of Partners Life Ltd and Farmers Mutual Group, Sarah has a strong working knowledge of the regulatory requirements within the Financial Services sector.
Hamish has enjoyed a 30+ year career in management and leadership roles within the banking and financial sector.
He is currently a Group Director at Tumu, a diversified New Zealand family-owned business, and the major shareholder in Welcome.
Hamish brings broad experience across executive and governance responsibilities spanning property investment, financial services, and private capital investment to our Welcome board.
Mark has over 25 years of experience in the financial and fiduciary services industry and is currently a Partner at Mosaic FSI, a boutique financial services consultancy.
Throughout his career, Mark has held executive leadership roles at New Zealand’s top corporate trustee and licensed supervisor.
Mark brings a unique and practical understanding of New Zealand’s capital markets and wealth management industry. His valuable expertise spans the competitive, operational, and regulatory environments.
We look forward to meeting you soon.
We would love to hear from you, simply drop us a line below with your enquiry, and we’ll be in touch.
We would love to hear from you, simply drop us a line below with more information about your enquiry, and we’ll be in touch.
