Say Hello

to Welcome.

Looking for a fresh alternative in finance? Welcome brings a surprisingly human approach, offering better returns, real peace of mind with the Government’s Depositor Compensation Scheme and flexible lending too.

Surprisingly Human!

Our Welcome team is growing and we can’t wait to get to know you.

We’re excited Welcome has become the first Non-Bank Deposit Taker licensed by The Reserve Bank of New Zealand – Te Pūtea Matua, in nearly a decade.

Our new website launches soon, but don’t let that stop you getting started!

If you need more information or simply want to chat, call us on 0800 WELCOME (0800 935 2633).

Why Choose Welcome?

A Refreshing change in finance.

We believe Kiwis deserve better – better returns, personal service, and an alternative that puts people first.

1.

Better Returns.

Earn attractive returns with interest rates that outperform traditional savings accounts and bank deposits.

2.

Rock Solid Confidence.

Licensed by the RBNZ and the FMA, we are independently supervised by Covenant Trustee Services.

3.

Homegrown.

Proudly Kiwi-owned and operated, our team brings extensive experience in banking and finance. Your needs are at the heart of everything we do.

Depositor Compensation Scheme.​

Peace of Mind, Made Simple!

The Depositor Compensation Scheme (DCS) covers eligible depositors up to $100,000 if your deposit taker fails, when your money is held in DCS-protected accounts, like Welcome secured deposits and PIE funds.

The DCS is a Government scheme that is funded by deposit takers and administered by The
Reserve Bank of New Zealand – Te Pūtea Matua (RBNZ).

How Can We Help You?

We’ll spend time understanding you and your goals, delivering better-than-bank deposit rates and tailored mortgage lending with smarter, swifter solutions.

Invest.

Better fixed rates for secured term deposits.

Borrow.

Tailored mortgage solutions for non-CCCFA borrowers with unique funding needs.

Welcome to a Better Way.

all the information you need to get started

Term Deposits

Wholesale PIE Fund

Say Hello to our Board.

With some serious governance and leadership experience in finance and banking, you can be assured our team have all bases covered.

Tracey Jones Board Chair profile image
Tracey Jones
Chair

Tracey Jones is an accomplished independent non-executive director with over 25 years of boardroom experience across financial services, technology, investment, property, and consumer sectors.

She currently chairs Nikko Asset Management NZ and holds directorships at Stride Property Group, Partners Life Ltd, and others.

With a strong focus on compliance and enhancing customer outcomes, she brings a wealth of expertise to her governance roles.

Anton Douglas CEO profile image
Anton Douglas
Chief Executive

With more than 30 years of financial services and non-bank lending experience, Anton brings a wealth of knowledge to Welcome.

Following an extensive career in senior executive roles with a prominent international Investment Bank, Anton returned to New Zealand in 2017. He then took up a role as CEO of an FMA-licenced fund manager and non-bank lender and a position as non-executive director of an RBNZ licensed Non-bank Deposit Taker.

Anton is currently a Trustee of the IHC Foundation, and a member of the NZ Institute of Directors.

Sarah Smith Board Member profile image
Sarah Smith
Director

Sarah is a Financial Services professional with over 30 years’ experience, 15 of which have been in executive roles.

With extensive experience in business development, digital transformation, strategic development and risk management, Sarah is focussed on delivering great customer outcomes.

Currently a Director of Partners Life Ltd and Farmers Mutual Group, Sarah has a strong working knowledge of the regulatory requirements within the Financial Services sector.

Hamish Frame Director profile image
Hamish Frame
Director

Hamish has enjoyed a 30+ year career in management and leadership roles within the banking and financial sector.

He is currently a Group Director at Tumu, a diversified New Zealand family-owned business, and the major shareholder in Welcome. 

Hamish brings broad experience across executive and governance responsibilities spanning property investment, financial services, and private capital investment to our Welcome board.

Mark Jephson Advisory Board Member profile image
Mark Jephson
Advisory Board Member

Mark has over 25 years of experience in the financial and fiduciary services industry and is currently a Partner at Mosaic FSI, a boutique financial services consultancy.

Throughout his career, Mark has held executive leadership roles at New Zealand’s top corporate trustee and licensed supervisor.

Mark brings a unique and practical understanding of New Zealand’s capital markets and wealth management industry. His valuable expertise spans the competitive, operational, and regulatory environments.

Let's go!

We can’t wait to Welcome you on board.

Request an application form.

Complete your details. Tick which application form you require and we'll get it to you.

For general questions, pop them in the enquiry box.

Let's talk.

We would love to hear from you.

To be contacted when we start accepting deposits, please tick the box below to register.

For general questions, pop them in the enquiry box.

Let's talk lending.

We would love to hear from you, simply drop us a line below with more information about your enquiry, and we'll be in touch.